How You Drive Impacts Your Car Insurance

How You Drive Impacts Your Car Insurance

Everybody knows that driving safely is essential so both you and the other people who are on the road are will be free from harm. Moreover, safe driving also plays an important role in decreasing auto insurance premiums as well. Unfortunately, not everyone knows how they could find a car insurance company that will offer them reasonable car insurance rates while giving them the best car insurance coverage at the same time. auto insurance san Antonio

What to avoid to have that reasonable vehicle insurance? 

Drivers who are reckless or aggressive on the road, speed driving, and so much more would cause the cost of car insurance to increase. Although it can be quite tough to look for reasonable auto insurance, you can surely find the right one who will offer you the premium that you can afford. More information about car insurance here @


According to the National Highway Traffic Safety Administration, an aggressive driver is the one that drives in a risky manner which may endanger the lives of the people or the properties as well. Every year, there are more than 6,800,000 accidents occurring on the road because of aggressive driving. As a result many people, whether they drive recklessly or not, get insurance rates that are beyond their monthly budget. 


Perhaps speeding is considered the most common road violation and at the same time a very deadly violation as well. The faster you drive, the deadlier it will be. Not only for you but for the other people who are on the road at the same time. Again, the insurance rates for the vehicle become high because there are more and more cases of road accidents due to speeding every year. This violation usually results in fatal injury or even death. According to the article from MSN Money, you would not only spend a lot of money on the repair of the vehicle or for the fine given by the judge but also for paying the insurance company as well. For those who have tons of tickets due to minor speeding violations, there are some states that will let you complete a traffic course which would last from six up to eight hours only. Afterward, most of your minor speeding convictions will be erased. The car insurance companies and your potential employers will no longer be able to see it in your driving records. Make sure that you check your local state about this option. Click here @


This is a violation by those who are driving under the influence of drugs, alcohol, or drivers who are so sleepy yet this still tries to hit the road. Drivers must be alert all the time to avoid risking their lives and the lives of others as well. At least 30 percent of road accidents are caused by drivers who are under the influence of alcohol. On the other hand, nearly 20 percent of road accidents resulting in death is because of drivers who are under the influence of drugs such as cocaine, marijuana, and alike.
Having trouble finding reasonable auto insurance? Despite the above mentioned high-risk driving behaviors, reasonable auto insurance isn’t impossible to find. Contact us today…and drive safely tomorrow.

Falcon Insurance Services Inc.
6812 Bandera Rd #201,
San Antonio, TX 78238

Auto Insurance Is Something Drivers Simply Must Have

Auto Insurance Is Something Drivers Simply Must Have

Auto insurance is something drivers simply must have. There are many insurance companies out there. Therefore, trying to find the best one for you can be quite overwhelming. Here are some suggestions to help you if you are getting taken advantage of.

You should make every effort at keeping your drivers license clean. The number one cause of high premiums is a bad driving record. Traffic classes are a good way to remove points from your license, which can help lower your insurance agency

To save cash when buying car insurance San Antonio for a teenage driver, be sure to determine if you will pay less if you get them a separate policy or if you should just add them to the policy that you have. Depending on the vehicles involved it is sometimes cheaper overall to buy them a different policy.

To cut down on your monthly insurance bill, try cutting back on the amount of miles you drive each year. A lot of insurance companies lower your premium when you drive less.

If you drive a car, many states require you to have adequate liability insurance. As a responsible citizen, you should know your state’s insurance laws, and have a policy for at least the minimum requirement for your state. Being involved in an accident is bad enough, but if your insurance doesn’t meet state requirements, you have extra legal trouble on top of any damage you have to deal with.

Lots of people hold the false belief that insurance rates magically drop at 25. The reality is that premiums steadily decrease once a driver hits 18, so long as he doesn’t have any accidents.

When buying auto insurance, get quotes from different insurance carriers and compare costs. Rates vary wildly from one company to the next. To keep your premiums as low as possible, be sure to obtain new quotes at least once per year. Do not just pay attention to the price quotes; pay close attention to the levels of coverage as well.

Speak to your insurance agent before you buy expensive mods or add-ons for your car. You may put out $1,000 for a fancy stereo system for your car, but if the car is stolen, your insurance is only going to reimburse you for the $30 value they add to your car’s actual insurance

Don’t do monthly payments for your San Antonio auto insurance bill. Insurance agencies frequently add surcharges to installment plans. This can quickly build up. Adding another bill to your monthly pile can also turn into a nuisance. Making fewer payments is a better option.

The auto insurance you purchase should include property damage liability. This covers damages that your vehicle may have caused during an accident. Forty-seven states require this by law. It can be a real financial lifesaver if you get into a serious accident with lots of damage.

Car insurance rates fluctuate and are dependent upon where you live. Insurance companies establish rates for different areas according to the likelihood of certain events occurring, such as accidents or theft. For this reason, urban areas typically have higher rates than rural and suburban areas.

Ask for a list of discounts that are available through your current insurance policy. Look over potential discounts, and see which ones you qualify for, as well as those that you can qualify for if you make changes, such as driving less or taking a driving course.

Do no drive if you do not have car insurance San Antonio. Protect your finances when you protect yourself with auto insurance. These tips should be used to help you along with your search for an insurance company.