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Assisted
Living / Elder Care Industry
The Elder Care market is especially
volatile, which makes it important to have an agent who has knowledge
about this market and is willing to do the research needed to properly
place this type of business.
Our agency has years of experience working
with Assisted Living Facilities, Rest Homes, Nursing Homes, Home Health
Care Agencies and Adult Day Care Facilities. We understand the inherent
differences between these classes of business, and work with our clients
to find a policy that is both appropriate and affordable.
Contact us for additional
information on this program.
Advanced
Technology Program
The rapid
growth of high tech companies has changed the way the insurance world is
writing coverage. As this industry continues to thrive and grow, the
need for sophisticated insurance solutions is becoming more apparent and
essential to the future success of the businesses within the technology
field.
The advanced
technology sector has developing insurance needs that are different and
more complex than the average business. The internet has not only
changed the way we do business, it has also changed our exposure to
potential insurance losses. How much money would you lose if a hacker
were to render your web site inaccessible to information seeking and
order placing customers? How would you pay for a lawsuit claiming that
your product did not perform the way the end user expected? Would you
have coverage for an overseas employee whom you have hired to target the
emerging markets for you? Traditional insurance policies do not cover
these types of exposures, which could end up costing you a lot of money
and potentially your business.
We have the
ability to provide a flexible and creative program that will offer the
solutions needed to not only meet your complex needs, but also to grow
with you. Furthermore, the rates are both competitive and custom
designed; a combination that allows your business to get a rate that
understands your operations and precisely reflects your merits.
Below is a
partial list of the technology classes we can help:
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Application
Service Providers
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Electronic
Component Parts & Equipment
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Computer and
Office Equipment
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Instruments &
Related Products (incl Defense and Industrial Electronics)
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Communication
Services (incl Internet Services)
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Software &
Other Computer Related Services
Contact Us
for more information about this product.
Manufacturer
Program
Our programs
for manufacturers are designed to secure solid insurance protection, while
providing competitive pricing with a convenient product that is easy to
understand. Our programs have a broad range of eligible classes, and are
designed to recognize and reward better-run manufacturers.
Below is a
partial listing of the manufacturing classes we can help:
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Metal Manufacturers
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Food Processors
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Plastics & Rubber Manufacturers
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Electronics
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Jewelry
Contact Us
for more information about this product.
Wholesale
Program
Wholesale
companies have unique needs that are specific to the operations of a sales
and distribution business. Our wholesale program provides you the
security of knowing these needs are being addressed, while at the same
time offering competitive pricing. Both durable and non-durable goods are
eligible, and we have a wide variety of classes that are eligible for this
program.
Below is a
partial listing of the wholesale classes we can help:
- Photographic Equipment & Supplies
- Office Equipment & Supplies
- Restaurant & Hotel Equipment or Fixtures
- Ophthalmic Goods
- Appliances & Home Furnishings
- Electrical Equipment or Electronics
- Hardware and Tools
- Barber or Beauty Shop Supplies
- Janitorial Supplies
- Home Furnishings
- Beer & Ale, Wine & Distilled Alcoholic Distributors
- Books, Periodicals & Newspapers
- Fresh Fruits & Vegetables
Contact Us
for more information about this product.
Office Program
Owning and
operating an office-based business provides a unique set of challenges.
Often times, proprietors are continuously being pulled in varying
directions and the time to worry about your insurance protection simply
does not exist. Our program is designed to provide our customers with a
quick process, so they can divert their attention back to the office. We
offer a comprehensive product with competitive pricing and the knowledge
that ease of doing business is essential.
Below is a
partial listing of the office classes we can help:
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Publishers –
Book & Magazine
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Mortgage
Brokers
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Financial
Planners
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Real Estate
Agents
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Advertising
Agencies
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Commercial
Artists & Graphic Designers
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Accountants,
Engineers or Lawyers
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Credit Unions
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Dentists &
Doctors
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Direct Mail
Companies
Contact Us
for more information about this product.
Service
Businesses Program
Businesses
providing processing and/or servicing operations have a separate and
unique set of insurance concerns. When the “customer is always
right”, you need to make sure that you are with an insurance company that
agrees. Our program gives you the protection your business needs
along with the coverages that are necessary to protect against claims based on your
professional services.
Below is a
partial listing of the service business classes we can help:
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Barber & Beauty
Shops
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Copying and
Duplicating Centers
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Dental Labs
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Funeral Homes
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Kennels, Pet Groomers
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Veterinarians
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Travel Agencies
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Tailors,
Dressmakers & Clothing Alterations
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Photographic
Studios
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Shoe Repair
Shops
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Court Reporting
Services
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Electronic Data
Processing Operations
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Interior
Designers
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Locksmiths
-
Office Machine
Repair
Contact Us for more information about this product.
Retail Shops
Program
Understanding
how retail businesses work is essential to obtaining the proper type of
insurance. There are exposures unique to retail shops, and many coverages
that become necessary due to the high level of daily traffic retail
businesses experience. You need a policy that will meet your needs
throughout the year, while working within your budget.
Below is a
partial listing of the retail business classes we can help:
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Bakeries
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Paint,
Wallpaper, and Wall covering Store
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Jewelry Stores
(including Jewelers’ Block)
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Book Stores
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Toy & Hobby
Shops
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Health Foods
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Gift Shops
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Pharmacies
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Clock Stores
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Luggage &
Leather Goods
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Florists
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Packaging and
Mailing Centers
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Painting,
Picture or Frame Stores
Contact Us for more information about this product
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