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Personal Lines
Automobile
Frequently Asked Questions
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Who Should Have
Automobile Insurance?
What Are My
Choices?
When Should I
Check My Auto Insurance?
How
Do I get A Free Auto Insurance Quote?
Explain Automobile Insurance in Plain English!
Who Should Have
Automobile Insurance?
Colonial Insurance Services offers a range of
products and services. From your first car to your last, we insure people
with all types of needs and vehicles.
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four-doors to two-doors to hatchbacks,
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sports cars to luxury cars,
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wagons to vans & minivans,
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sport utility vehicles to pick-up trucks,
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motorcycles to RVs
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antiques, classic or high value cars
What Are My Choices? [back
to top]
Colonial Insurance Services provides a range of coverages with choices on
limits and deductibles.*
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Liability coverage in case you're sued as a
result of an auto accident,
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Collision & Comprehensive coverage in case
your car is damaged or stolen,
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Medical Payments coverage in case someone is
hurt in your car,
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Uninsured & Underinsured Motorists coverages
in case you're hit by someone who doesn't have insurance at all or who
doesn't have enough insurance to cover the damage they cause you
(respectively),
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Personal Injury Protection Insurance (as
required by state).
*These coverages are subject to availability and
qualifications. Other terms, conditions and exclusions may apply.
Special coverages you can add: And since
no two drivers are alike, you can get these additional coverages to meet
special needs. (These optional coverages to Colonial Insurance Services's
auto policy do cost extra. See your local agent for full details.)
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Rental Reimbursement
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Towing and Labor
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Sound System
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Tape Coverage
Colonial Insurance Service's auto insurance discounts
may include:
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Good/Experienced Driver Discount
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55 & Retired Discount
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Good Student Discount
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Resident Student Discount
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Graduates of Defensive Driving Class Discount
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Senior Adult Discount
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Passive Restraint Systems (airbags/seatbelts)
Discount
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Anti-Lock Brake Discount
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Anti-Theft (device) Discount
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Multi-Car Discount
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Utility Vehicle Discount
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Economy Car Discount
**Subject to availability and qualifications. Other
terms, conditions, and exclusions apply.
[back
to top]
When Should I Check My Auto
Insurance?
From the first moment you get your driver's
license through every turn on the road of life, Colonial Insurance Services
wants to help protect you and your family. [back
to top]
How Do I get A Free Auto
Insurance Quote?
Our Colonial Insurance Service's agents are available from 9:00AM to 5:00 PM
by telephone (800) 571-7773, or 24 Hours a day by filling in our
FREE QUOTE FORM. We can:
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review your current coverages,
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help you determine where you might have gaps and be
at risk,
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explain Colonial Insurance's products & services,
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answer questions about your auto insurance
contract,
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explain the discounts you may qualify for, and even
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work with you to help you preserve your safety and
security or, if it does strike, help you through the claim process.
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